Richard Andrews CFS® founded Andrews Wealth Management in 2005 headquartered in Pasadena, MD. In October of 2016, he merged with Advocate Investing Services. Rich has over 20 years of experience in the financial services industry. He specializes in retirement planning and began his career with Valic predominantly helping teachers and those in law enforcement where he worked often with defined benefit plans & defined contribution plans specifically 457 and 403b plans. He now works with people from all walks of life. Rich is a proud graduate of Towson State University and native Marylander. Rich is a Certified Fund Specialist® and holds multiple FINRA licenses (6,7,24,26,63 & 65 currently held with LPL Financial) as well as being licensed in Life and Health Insurance. Rich enjoys gardening, cooking and boating especially in the Chesapeake Bay. He is also active in the community with his local church, “Our Lady of the Chesapeake” and supports multiple charities including the Multiple Sclerosis Society, the Arthritis Foundation and various law enforcement organizations.